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Tag Archives: Digital Banking
Industry Convergence In Financial Services Is Accelerating | TechCrunch
Old but excellent article on sector convergence as it relates to the financial services sector. “Large retailers are launching their own consumer banks, payment services and credit cards based on customer data, brand loyalty and capital reserves in mature markets. … Continue reading
The Nigerian FinTech Landscape – A Growing Opportunity- Irrational Innovations
Nigeria`s FinTech landscape is clearly growing. The country`s financial services sector is not constrained by legacy banking applications like what obtains in western nations. I foresee further growth and investments in 2017 especially in the mobile payments space. The Nigerian … Continue reading
Electronic Payments Growing In Nigeria — Quartz
Electronic payments have really witnessed rapid growth in Nigeria especially since the Central Bank of Nigeria introduced its “Cashless Nigeria Project”. Data obtained by Quartz from Nigeria Inter Bank Settlement System (NIBSS) confirm the growth in POS transactions as well … Continue reading
Baidu Follows Alibaba And Tencent To Enter China’s Banking Sector – China Money Network
The largest Internet firms in China now own digital banks as subsidiaries! The leaders in one sector of the economy trying to take over another sector!!Chinese search engine and Internet company Baidu Inc. said it had obtained regulatory approval to … Continue reading
Posted in Digital Banking, Innovation, Payments
Tagged branchless, Cashless, challenger banks, Digital Banking, Fintech, innovation, Payments
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A Selfie to Verify your MasterCard? Why Not | Retail News Asia
Mastercard extends “selfiebanking” to Asian countries. Great for cybersecurity.This should reduce cyber fraud if it works well!!Moving from social media to commerce, the “selfie” is about to become verification for online transactions for Mastercard users. An executive of the credit-card … Continue reading
Posted in Digital Banking, Innovation, Payments
Tagged Digital Banking, disruption, Fintech, innovation, MasterCard, Mobile Payments, Payments
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UBA Empowers MSMEs with Masterpass QR Payment | Middle East/Africa Hub
UBA launch first merchant app in Nigeria and the rest of Africa that will connect 100,000 micro merchants to formal economy by early 2017 United Bank Africa (UBA) has introduced its first merchant-focused app in Africa with the aim of … Continue reading
Posted in Digital Africa, Digital Banking, Innovation, Payments
Tagged african innovation, Cashless, Digital Banking, disruption, Emerging markets, Fintech, innovation, Payments
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Paytm, India’s Top Mobile Payments Firm, Gets Approval To Launch Its Own Digital Bank | TechCrunch
First Airtel then Paytm! The diversification of Telcos, Mobile Payments firms and Internet based firms (like Alibaba) into digital banking and other financial services is great for financial inclusion in emerging economies. Other emerging economies should take a cueIndia leading … Continue reading
Investing In Digital Innovation | News and insight | HSBC Holdings plc
This is clear evidence that the key to success in responding to disruption in the financial services sector is via partnerships with Fintech firms and government agencies. HSBC is working with the Hong Kong Applied Science and Technology Research Institute … Continue reading
Posted in Digital Banking, Innovation, Payments
Tagged API banking, challenger banks, Digital Banking, disruption, Fintech, innovation, Payments
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Top Ten Digital Bank Initiatives in 2016 » Banking Technology
2016 was a great year for digital-only/challenger banks. Some interesting stories about startups in the article. Source: Top ten digital bank initiatives in 2016 » Banking Technology
Posted in Digital Banking, Entrepreneur, Innovation, Payments
Tagged challenger banks, Digital Banking, disruption, Fintech, innovation, Payments
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Nigeria Strengthening Fintech Space With Investments in Mobile Payments | Finance Magnates
Mobile is clearly the future of financial services in Nigeria. It is faster to drive financial inclusion and a cashless policy via mobile payments An increasing reliance on mobile payment technology is helping propagate start ups and investment in Nigeria. … Continue reading